Privacy & Terms

Last Updated: 28th June 2025

These Terms of Business outline the agreement between 128 Assets Ltd (“we,” “us,” or “our”) and clients using our intermediary referral services (“you” or “your”). By engaging our services, you agree to these terms.

We operate solely as an introducer and intermediary, connecting clients with reputable, regulated professionals and service providers across the wealth management and associated sectors. Our role is to facilitate introductions based on your specific requirements and preferences.

We do not provide financial, investment, tax, or legal advice. All information provided is for general informational purposes only and should not be considered as personal advice or a recommendation to invest.

Upon receiving your inquiry, we will:

• Review your requirements and objectives.
   
• Use our vetted network of affiliates and partners to identify suitable service providers.
   
• Provide introductions tailored to your needs.
   

You remain responsible for performing your own due diligence before engaging with any third-party service provider.

While we strive to introduce you to high-quality and regulated providers, we do not endorse, guarantee, or accept liability for the products, services, or performance of any third-party affiliates. All agreements entered into with referred service providers are strictly between you and the third party.

Our intermediary services are typically provided at no cost to you. However, in some cases, we may receive referral fees or other compensation from affiliates for successful introductions. This does not affect our commitment to impartiality or to prioritising your best interests.

We are committed to safeguarding your personal information in accordance with applicable data protection laws, including UK GDPR and the Data Protection Act 2018. For further details, please refer to our Privacy Policy.

We make every effort to ensure the quality and integrity of our referrals, but we cannot be held liable for the actions, performance, or outcomes of any third-party providers. Our liability is limited to the maximum extent permitted by law.

These Terms of Business shall be governed by the laws of England and Wales. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

We may update these Terms of Business from time to time without prior notice. The latest version will always be available on our website and will take effect immediately upon posting.

If you have any questions regarding these Terms of Business or our intermediary services, please contact us at:

Email: support@128business.com

By using our referral service, you acknowledge that you have read, understood, and agree to these Terms of Business.

Thank you for choosing 128 Assets Ltd as your trusted intermediary.

Last Updated: 28th June 2025

This Privacy Policy describes how 128 Assets Ltd ("we," "us," or "our") collects, uses, and protects personal information when you use our services ("Service") or interact with our website.

We may collect the following types of information:

1.1 Personal Information
When you use our services or submit an inquiry, we may collect personal details such as your name, email address, phone number, and any other contact information you provide.

1.2 Service-Related Information
We may collect information about your requirements, preferences, and relevant details necessary to facilitate referrals or introductions to our network of partners.

1.3 Website Usage Data
We may automatically collect technical information such as your IP address, browser type, operating system, pages visited, and cookies to improve user experience and website performance.

2.1 To Deliver Our Services
We use the information you provide to facilitate introductions between you and our network of regulated financial institutions, licensed wealth managers, and service providers.

2.2 Service Improvement
We may use your data to analyse website performance, improve our services, and enhance the quality of client experience.

2.3 Marketing Communications
With your consent, we may send promotional emails, newsletters, or updates about our services and trusted partners. You can opt out at any time.

Legal Basis for Processing:

• Contractual necessity – to provide our services.
   
• Legitimate interests – to improve services and communicate essential updates.
   
• Consent – for marketing communications.
   

3.1 Trusted Partners
We may share your personal information with our vetted network of regulated partners for the purpose of delivering the services you requested.

3.2 Service Providers
We may use third-party service providers (e.g., IT, analytics, email systems) who process your data on our behalf under strict confidentiality agreements.

3.3 Legal Obligations
We may disclose your information if required by law, regulation, or a valid legal request.

We do not sell or trade your data to third parties for marketing purposes.

4.1 Security Measures
We implement appropriate technical and organisational measures to protect your personal data from unauthorised access, use, or disclosure.

4.2 Data Retention
We retain personal information only for as long as necessary to fulfil the purposes outlined in this Privacy Policy or as required by law.

You have the right to:

• Access your personal data.
   
• Request correction or deletion of your data.
   
• Withdraw consent for marketing communications.
   
• Object to processing in certain circumstances.
   
• Request data portability.
   

To exercise your rights, please contact us at: support@128business.com

You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO) if you believe your rights have been breached.

We use cookies to improve functionality, analyse traffic, and enhance your user experience. By using our website, you consent to the use of cookies. You may disable cookies through your browser settings.

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with a revised “Last Updated” date.

If you have questions about this Privacy Policy or how we handle your data, please contact us:

Email: support@128businesscom

By using our services, you acknowledge that you have read, understood, and agree to this Privacy Policy.

128 Assets Ltd operates solely as an introducer and intermediary. We do not provide financial, investment, tax, or legal advice. All information shared by us, whether on this website or in communications, is provided for general informational purposes only and should not be considered as personal advice or a recommendation to invest.

Clients are responsible for conducting their own due diligence and seeking independent advice from licensed and regulated professionals before making any financial or investment decisions.

While we strive to connect clients with reputable and regulated service providers, 128 Assets Ltd does not guarantee or endorse the products, services, or performance of any third-party businesses or affiliates. Any agreements, transactions, or disputes arising from engagement with referred businesses are strictly between the client and the third-party provider, under their respective terms and conditions.

We take all reasonable steps to ensure that the financial businesses we introduce are appropriately licensed or regulated within their jurisdictions. However, clients should verify this independently before proceeding.

By using our services, you acknowledge and agree to this disclaimer and accept full responsibility for your financial decisions.

128 Assets Ltd 

1. Ownership of Content
All content published on this website, including but not limited to text, graphics, logos, images, documents, and design elements, is the property of 128 Assets Ltd or its content suppliers and is protected by applicable copyright, trademark, and intellectual property laws.

2. Permitted Use
You may view, download, and print materials from this website for personal, non-commercial use only. Any other use, including reproduction, distribution, modification, or public display of the content, without prior written consent from 128 Assets Ltd, is strictly prohibited.

3. Restrictions
You may not:

• Copy, reproduce, or exploit any part of this website for commercial purposes without written permission.
   
• Use our content for creating competing services, products, or websites.
   
• Remove or alter any copyright notices, trademarks, or other proprietary rights notices from the content.
   

4. Intellectual Property Rights
The 128 Assets Ltd name, logo, branding, and all related intellectual property are owned exclusively by 128 Assets Ltd. Any unauthorised use of these materials may violate copyright, trademark, and other applicable laws.

5. Reporting Copyright Infringement
If you believe that any material on this website infringes your copyright or other intellectual property rights, please contact us immediately at:
Email: support@128business.com

Include the following details:

• A description of the copyrighted work you claim has been infringed.
   
• The URL or location of the infringing material on our site.
   
• Your contact details (name, address, email, phone number).
   

6. Enforcement
We reserve the right to remove any infringing content without prior notice and take legal action against individuals or organisations that violate this policy.

7. Updates to This Policy
We may update this Copyright Policy at any time without notice. The updated version will be posted on this page with the revised date.

© 2025 128 Assets Ltd. All rights reserved.